Key Takeaways
- A tax-refund CSV fires after the disbursement core says sent — not when the return was accepted.
- Last-four and tax-year only. No “need cash until the refund lands?” footer on a successful send.
- Free is 1 device, 300 SMS lifetime, and 300 contacts. Developer is 25,000 SMS per year. Platform price is devices plus send volume.
- Portal OTP stays off the refund-batch SIM.
- Idempotency is filer-id plus tax-year plus cycle — cores re-export when a payment is reversed.
Summary
Scenario 761 is bulk CSV import for posted tax-refund and government disbursements — not 401(k), not payroll, not merchant settle, not dividends. Accepted is a hint. The treasury “sent” flag is the join. Service pricing is devices plus SMS send volume. You bring the phones and operator credit. Free is 1 device, 300 SMS lifetime, and 300 contacts. Developer is 25,000 SMS per year.
Starter allows 2 devices: refund-batch dual-SIM plus a spare chassis. Uncapped platform volume is not unlimited carrier SMS. Confirm fields in Developer Center.
accepted · sent · SMS
filer + year + cycle — never a RAL footer
A tax refund is not a loan ad
Sent copy names the year and that money left. Refund-anticipation loans belong on a STOP-bearing promo ledger. Mixing them on refund week is how you get a complaint and a STOP on the next filing.
CSV / Excel bulk, transactional SMS.
If ops exports the accepted file at 18:00 and treasury sends at 10:12 next morning, sending at 18:05 is a lie. Join sent. Suppress the row if the payment later reverses in the same cycle.
Refund CSV matrix
| Row | Send | Failure |
|---|---|---|
| Sent | Year + last-four | RAL footer on success |
| Hold / offset | Separate template | Sent copy reused |
| Reversal same cycle | Suppress or correct | Two “we paid you” texts |
| Portal OTP | Auth pool | OTP on the refund radio |
Join disbursed, not filed
Persist filer-id plus tax-year plus cycle. Signed callbacks. Webhooks, DLR. MCP wraps REST only.
What the row may contain
Last-four of the destination, tax year, optional amount. No SSN. No full account. IRS is the filing language — not a reason to dump the transcript into SMS.
Devices, volume, and airtime
Filing season books are large. We meter devices and platform sends. You pay the operator. Free (1/300/300) is a staff-filer dry run.
Treasury operations
Charge both chassis before the send window. Setup, Downloads, pricing.
Decision guide
Ship when sent is the join. Delay if the accepted file SMS-es at export. Not a CodeCanyon tax pack.
Refund checklist
- Cycle-keyed idempotency.
- RAL copy off the sent template.
- OTP off the batch SIM.
- Reversal suppress in-cycle.
- Developer Center fields confirmed.
Next steps
Scenario 701 401(k), scenario 641 settle.
Related product pages
Jump to the live product docs for this topic—not another long-form article.
- bulk SMS from Excel and CSVSpreadsheet campaigns
- contacts, lists, and segmentsAudience hygiene
- bulk SMS with consent best practicesHigh-volume outreach
- SMS API documentationLive endpoint reference
