Key Takeaways
- A merchant-settlement CSV fires after the acquirer says funded — not when the terminal closed the batch.
- MID last-four and settle-date only. No “need a working-capital advance?” footer on a successful fund.
- Free is 1 device, 300 SMS lifetime, and 300 contacts. Developer is 25,000 SMS per year. Platform price is devices plus send volume.
- Merchant portal OTP stays off the settle-batch SIM.
- Idempotency is MID plus settle-date — acquirers re-export when a batch is corrected.
Summary
Scenario 641 is bulk CSV import for posted merchant-acquirer settlements — not dividends, not HSA, not payroll, not generic payout CSVs. Batch close is a hint. The acquirer “funded” flag is the join. Service pricing is devices plus SMS send volume. You bring the phones and operator credit. Free is 1 device, 300 SMS lifetime, and 300 contacts. Developer is 25,000 SMS per year.
Starter allows 2 devices: settle-batch dual-SIM plus a spare chassis. Uncapped platform volume is not unlimited carrier SMS. Confirm fields in Developer Center.
batch close · funded · SMS
MID + settle-date — never an advance footer
A merchant settle is not a loan ad
Funded copy names the settle date and that cash left. Working-capital advances belong on a STOP-bearing promo ledger. Mixing them on Monday morning is how you get a STOP on the next weekend’s take.
CSV / Excel bulk, transactional SMS.
If ops exports the batch-close file at 23:00 and funding posts at 06:40, sending at 23:05 is a lie. Join funded. Suppress the row if the settle later reverses on the same date.
Settlement CSV matrix
| Row | Send | Failure |
|---|---|---|
| Funded | MID last-four + date | Advance footer on success |
| Chargeback hold | Separate template | Funded copy reused |
| Reversal same date | Suppress or correct | Two “we funded you” texts |
| Portal OTP | Auth pool | OTP on the settle radio |
Join funded, not batched
Persist MID plus settle-date. Signed callbacks. Webhooks, DLR. MCP wraps REST only.
What the row may contain
Last-four of the MID, date, optional net amount. No full PAN dump. No terminal IDs in the SMS. ISO 8583 is the rail language — not a reason to paste the batch report into the text.
Devices, volume, and airtime
Weekend books cluster on Monday. We meter devices and platform sends. You pay the operator. Free (1/300/300) is a staff-MID dry run.
Acquirer operations
Charge both chassis before the funding window. Setup, Downloads, pricing.
Decision guide
Ship when funded is the join. Delay if the batch-close file SMS-es at export. Not a CodeCanyon merchant pack.
Settle checklist
- Date-keyed idempotency.
- Advance copy off the funded template.
- OTP off the batch SIM.
- Reversal suppress same-date.
- Developer Center fields confirmed.
Next steps
Scenario 581 dividend, scenario 521 HSA.
Related product pages
Jump to the live product docs for this topic—not another long-form article.
- bulk SMS from Excel and CSVSpreadsheet campaigns
- contacts, lists, and segmentsAudience hygiene
- bulk SMS with consent best practicesHigh-volume outreach
- SMS API documentationLive endpoint reference
